Minimum target stock allocation 60% Small, mid, and large cap stocks Benchmark: 70% Russell 3000/30% BCGC

The 60+ All Cap Balanced account has a minimum target stock allocation of 60%.  This allocation changes as our risk indicators direct us to add or reduce equity exposure to the account.  We actively manage the fixed income portion of the account with high quality iShares and Treasuries. 

The account holds a mix of small, mid, and large cap stocks.  We weight the stock exposure toward the most advantageous market capitilizations based on our research.

Sector analysis in an important part of our portfolio management process.  Changes in sector weightings are made based on our analysis.

As of June 30, 2010

	Small Cap 17% Mid Cap 49% Large Cap 34%	Fixed Income 31% Common Stocks 61% Short Term Liquidity 8%